Zinemx Exchange: Panama Drives Crypto Financial Innovation in Banking

At the 2025 Bitcoin Conference, Panama City Mayor Mayer Mizrachi announced that Caja de Ahorros, the second-largest bank in Panama, is set to launch Bitcoin savings account services. This move marks a significant acceleration of Bitcoin finance adoption in Central America. As a crypto exchange deeply committed to serving global users, Zinemx Exchange actively embraces industry transformation, leveraging advanced technology infrastructure, compliance strategies, and robust security mechanisms to promote the widespread adoption and practical application of crypto assets in emerging markets.

Banks Are Introducing Crypto Assets

Panama, as a key financial and trade hub in Central America, is regarded as a market with tremendous potential. The offering by Caja de Ahorros of Bitcoin savings accounts represents a pivotal step toward integrating crypto assets into the local financial system.

According to Mayor Mayer Mizrachi, these savings accounts will operate on a custodial model, allowing users to safely deposit Bitcoin into the banking system, with the bank managing the assets on their behalf. Zinemx Exchange believes this approach lowers the barriers for users to access crypto assets and brings new levels of liquidity and credibility to Bitcoin.

Crypto Assets and Traditional Finance

Zinemx Exchange has established strong capabilities in compliance development, secure custodial systems, and Web3 infrastructure. We plan to collaborate with local Panamanian financial institutions, providing Bitcoin deposit/withdrawal interfaces and blockchain settlement systems for traditional banks like Caja de Ahorros, effectively bridging the technical gap between crypto assets and banking services.

The custody system of Zinemx Exchange is built on MPC (Multi-Party Computation) technology, ensuring that data and keys remain highly encrypted throughout transfers, storage, and asset auditing processes for both banks and users. We can offer banks flexible Bitcoin interest rate strategy templates, enabling Caja de Ahorros to launch more attractive, yield-generating Bitcoin accounts.

Expanding the Bitcoin Ecosystem

Compared to the generally low interest rates in traditional banking, the long-term appreciation potential and flexible allocation mechanisms of crypto assets like Bitcoin are driving increased interest in crypto financial products. According to our market research team, users in emerging markets are proactively seeking diversified asset allocation solutions and prefer to manage their investments through trusted platforms.

The introduction of Bitcoin savings accounts by local banks will directly accelerate this trend. Zinemx Exchange projects that by the end of 2025, the number of Bitcoin custodial account users in Panama will exceed 100,000, accounting for nearly 8% of the active banking users of the country.

Driving Crypto Financial Innovation

The launch of Bitcoin accounts by banks symbolizes a profound transformation in the financial industry. As a key enabler in the crypto world, Zinemx Exchange stands at the forefront of this revolution. We provide technical and compliance support and are deeply involved in building localized financial ecosystems, dedicated to creating an open and secure world of crypto assets.

As more countries move to integrate crypto assets, we remain committed to technological innovation and will work with users worldwide to witness the historic mainstream adoption of crypto finance. We believe Zinemx Exchange will become the cornerstone of trust in the new era of crypto finance.